Virginia Commonwealth Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

In 1930, Bank of Lancaster opened its doors at the crossroads of the Northern Neck. You can look to Bank of Lancaster for all of your financial needs, whether you are in the market for a traditional checking account, an equity line, a safe deposit box.

Corporate Headquarters & Main Office
100 S. Main Street
P.O. Box 1869
Kilmarnock, Virginia 22482
(804) 435-1171
24-Hour ATM

Northside Office
432 N. Main Street
Lancaster Square Shopping Center
Kilmarnock, Virginia
(804) 435-2208
24-Hour ATM

Burgess Office
15104 Northumberland Hwy.
Burgess, Virginia
(804) 453-4754
24-Hour ATM

Callao Office
18 Sandy Street
Callao, Virginia
(804) 529-6161
24-Hour ATM

Colonial Beach Office
680 McKinney Blvd.
Beachgate Shopping Center
Colonial Beach, Virginia
(804) 224-0033
24-Hour ATM

Montross Office
15648 Kings Highway
Montross, Virginia
(804) 493-8071
24-Hour ATM

Warsaw Office
4935 Richmond Road
Warsaw, Virginia
(804) 333-3691
24-Hour ATM

White Stone Office
708 Rappahannock Drive
Ice House Field Shopping Center
White Stone, Virginia
(804) 435-0593
24-Hour ATM