Upper Peninsula State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. Upper Peninsula State Bank have always played an important role in the growth and development of the communities it serves. For over 100 years the bank have made loans to start or expand local businesses. Upper Peninsula State Bank have provided mortgages to thousands of people to build and buy homes.

Internet banking product offers you the security and convenience of banking 24 hours a day, anywhere you have access to the internet. Some of the functions you can perform using internet banking product are: access account, balances, review account history, transfer balances between accounts, pay bills online, re-order checks.

Main Office
430 North Lincoln Road
Escanaba, MI 49829
(906) 789-7000 (phone)
(906) 786-2761 (fax)

Downtown Office
112 North 11th Street
Escanaba, MI 49829
(906) 786-1887 (phone)

Iron Mountain Office
1890 South Stephenson Avenue
Iron Mountain, MI 49801
(906) 779-2141 (phone)
(906) 779-2346 (fax)