Univest Bank and Trust Co., Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Founded in 1876 and headquartered in Souderton, Pennsylvania, Univest Corporation of Pennsylvania and its subsidiaries serve the financial needs of residents, businesses, and nonprofit organizations in Bucks, Chester, Montgomery and Lehigh counties.

Univest Bank and Trust Co.SM is a member of the FDIC and an Equal Housing Lender and offers customers a full range of financial services through 31 financial service centers, 12 retirement financial services centers, and 40 ATM locations throughout the region.

Banking subsidiary is the parent company of Univest Capital, Inc., a small ticket commercial finance business; Univest Insurance, Inc., an independent insurance agency, which serves commercial and personal customers; and Univest Investments, Inc., a member of FINRA and SIPC and a full-service broker-dealer and investment advisory firm. Univest Corporation of Pennsylvania is traded on the NASDAQ Global Market System under the ticker symbol UVSP.

Univest Plaza
14 North Main Street
P.O. Box 64197
Souderton, PA 18964
Phone: 877.723.5571