United Southern Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

United Southern Bank is a community bank serving Hopkinsville, KY and the surrounding Christian, Todd and Hopkins County areas. We’re a modern bank with a hometown heart, locally owned and specializing in the financial needs of individuals and businesses in small communities.

United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts and Cash Management. Internet banking with online bill pay lets you manage your accounts safely and securely on the Web, while Mobile Banking allows on-the-go access right from your cell phone.

United Southern Bank
P.O. Box 951
Hopkinsville, KY 42241-0951
Hopkinsville Main Office
(270) 885-0056
(888) 872-0015 (Toll-free)