Union Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Union Bank is a true community bank serving the people and businesses of northern Vermont and northwestern New Hampshire. Headquartered in Morrisville, Vermont, Union Bank is a full-service bank that offers investment and trust services as well as personal and commercial banking. Union Bank has been providing financial services for the local community and economy since 1891.

Danville
Marty's 1st Stop
421 Route 2 East
P.O. Box 184
Danville, VT 05828

Fairfax
Jct. Routes 104 & 128
P.O. Box 26
Fairfax, VT 05454

Hardwick
103 VT Rte. 15 West
P.O. Box 1280
Hardwick, VT 05843

Jeffersonville
44 Main Street
P.O. Box 369
Jeffersonville, VT 05464

Johnson
198 Lower Main West
P.O. Box 614
Johnson, VT 05656

Lyndonville
183 Depot Street
Lyndonville, VT 05851

Morrisville – Main Office
20 Lower Main Street, Rte. 100
P.O. Box 667
Morrisville, VT 05661

Morrisville – Northgate Plaza
Northgate Plaza, Route 100
P.O. Box 667
Morrisville, VT 05661

St. Johnsbury, Railroad Street
364 Railroad St.
St. Johnsbury, VT 05819

St. Johnsbury, Portland Street
325 Portland St.
St. Johnsbury VT 05819

Stowe
Park and Pond Streets
P.O. Box 419
Stowe, VT 05672

Littleton — Main Street
76 Main Street
Littleton, NH 03561

Littleton — Dells Road
263 Dells Road
Littleton, NH 03561

Groveton
3 State Street
Groveton, NH 03582

North Woodstock
155 Main Street
North Woodstock, NH 03262