UMB Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

UMB Bank, a subsidiary of UMB Financial Corporation, provides a comprehensive suite of banking products and services through banking centers in seven states – Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona.

From commercial banking to asset management for individuals and institutions to healthcare financial services to asset servicing, UMB focuses on creating a customer experience that is more than people have become accustomed to expect.

UMB Bank provides commercial banking, private wealth management, consumer, payment solutions and healthcare services across our footprint. Together, the businesses make UMB a strong, diversified company. UMB Private Wealth Management offers a fully integrated team of dedicated professionals with expertise in financial and estate planning, investment management, private banking, fiduciary administration and risk management.

Headquarters:
UMB Financial Corporation
1010 Grand Boulevard
Kansas City, MO 64106
816.860.7000