The State Bank of Delphos, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The State Bank of Delphos was chartered in 1880. Frank M. Sexton organized the bank along with fellow banker George N. Billings. The Billings family guided the Bank until 1982 when Roger B. Billings, George’s grandson, sold his majority interest in the Bank.

In June 1991, the State Bank of Delphos purchased the Ottawa county Bank building and reopened the Ottawa County Bank as a branch of the State Bank of Delphos. The Glasco Branch of the State Bank of Delphos was opened in July 2006. Both facilities are full service branches offering loans and deposits of all types, safe deposit boxes, a drive-up window and night depository.

The State Bank of Delphos is a locally owned community bank serving Ottawa and Cloud Counties in north central Kansas with three locations: State Bank of Delphos, Delphos; Ottawa County Bank, Minneapolis; and State Bank of Delphos, Glasco.

Main Bank
202 North Main
Delphos, KS 67436
Phone: 785-523-4241
Fax: 785-523-4577

Lobby Hours
Monday - Friday 8:00am - 3:00pm
Drive-Up Hours
Monday – Friday 8:00am - 4:00pm
Saturday 8:30am – 11:30am