The Muncy Bank and Trust Company, Financial Information

About The Muncy Bank and Trust Company

 Address:
2 N Main Street
Muncy, PA
Lycoming County, Pennsylvania
 Established:
Nov 1893
 Number of domestic offices:
9
Total assets$531M
Net income$6M
Net income, quarterly$2M
Total deposits$455M
Domestic deposits$455M
Equity capital$53M
ROA1.15%
ROAQ, quarterly1.25%
ROA, pretax1.25%
ROAQ, quarterly, pretax1.49%
ROE11.41%
ROEQ, quarterly12.46%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist. As a result, the Muncy Banking Company was established to furnish the primary needs of the small businessmen and the people in the community.

Since its inception, the bank's primary mission has been to serve the banking needs of Muncy and the surrounding area. This continues to be the same driving force behind the bank today. Being one of the most firmly established banks in the county, the bank has built a reputation of conservative soundness which has helped the bank maintain a major share of the local banking market.

The Muncy Bank and Trust Company as of June 30, 2012 has assets in excess of $311,000,000 and total deposits over $263,000,000.

Muncy Office
2 North Main Street
Muncy, PA 17756
Phone: (570) 546-2211
Toll Free: (877) 243-8919
Telephone Banking: (570) 546-9221

Hughesville Office
725 State Route 405
Hughesville, PA 17737
Phone: (570) 584-5171
Toll Free: (877) 243-8919
Telephone Banking: (570) 546-9221

Clarkstown Office
Lowe's Plaza
2175 State Route 442
Clarkstown, PA 17756
Phone: (570) 546-2226
Toll Free: (877) 243-8919
Telephone Banking: (570) 546-9221

Montoursville Office
900 N Loyalsock Ave
Montoursville, PA 17754
Phone: (570) 368-1234
Toll Free: (877) 243-8919
Telephone Banking: (570) 546-9221

Dewart Office
4880 State Route 44
Watsontown, PA 17777
Phone:(570) 538-2200
Toll Free: (877) 243-8919
Telephone Banking: (570) 546-9221