The Harvard State Bank, Financial Information

About The Harvard State Bank

 Address:
33-35 North Ayer Street
Harvard, IL
McHenry County, Illinois
 Established:
Aug 1866
 Number of domestic offices:
5
Total assets$311M
Net income$2M
Net income, quarterly$0M
Total deposits$266M
Domestic deposits$266M
Equity capital$31M
ROA0.72%
ROAQ, quarterly0.57%
ROA, pretax0.57%
ROAQ, quarterly, pretax0.56%
ROE7.0%
ROEQ, quarterly5.57%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Harvard State Bank provides services that enable you to manage your business with greater efficiency: Remote Deposit, ACH Origination, including direct deposit, Wire Transfers, Safe Deposit Boxes, Federal Tax and FICA Deposits, Check Images on CD-ROM, Merchant Credit Card Services, Business Online Banking.

At The Harvard State Bank we offer a variety of accounts to accommodate all generations. Personal loans - these short term loans are for lower loan amounts used for just about any purpose. Financing is available for new or used auto loans.