The Harrison County Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Founded in 1911, Harrison County Bank is a locally owned and operated financial institution that offers a range of financial products and services to individuals. It provides a variety of checking, savings and money market accounts. The bank also offers individual retirement accounts and certificates of deposit.

Harrison County Bank provides a variety of consumer, mortgage and home equity loans. It provides Internet and telephone banking solutions. Additionally, the bank maintains a network of various branches and ATMs. Harrison County Bank offers Master Money Card, which allows customers to withdraw funds from primary checking accounts. The bank is a member of the Federal Deposit Insurance Corporation.

Main Office – Lost Creek
PO Box 98 (80 E. Main Street)
Lost Creek, WV 26385
Phone (304) 745-3342
Fax (304)745-5314

Bridgeport Branch
1215 Johnson Avenue
Bridgeport, WV 26330
Phone (304) 842-0400
Fax (304) 842-0404

Clarksburg Branch
17 Armory Road
Clarksburg, WV 26301
Phone (304) 423-5100
Fax (304) 423-5103

West Milford Branch
18 Vesta Dr.
West Milford, WV 26451
Phone (304) 745-3332
Fax (304) 745-3330

Nutter Fort Branch
1506 Buckhannon Pike
Nutter Fort, WV 26301
Phone (304) 326-2601
Fax (304) 326-2604