The Gerber State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of "Brown and Gerber Bankers", in 1887.

Today, the bank performs all the bookkeeping functions and record keeping duties in house. In 2001 a branch was completed at Oreana assisting in all banking needs.

It is unique that The Gerber State Bank has had only seven Presidents since opening its doors for business. Pictures of the Presidents and their dates in office are presently displayed in the bank's lobby.

Argenta
Lobby & drive-up hours
Mon - Thurs - 8:30 AM - 4:00 PM
Fri - 8:30 AM - 4:30 PM
Sat - 8:30 AM - NOON
217-795-2331
110 E. Elm (P.O. Box 410)
Argenta, IL 62501

Oreana
Lobby hours
Mon - Thurs 8:30 AM - 4:00 PM
Fri - 8:30 AM - 4:30 PM
Sat - 8:30 AM - NOON
Drive-up hours
Mon - Fri - 8:30 AM - 5:30 PM
Sat - 8:30 AM - 2:00 PM
217-468-2330
102 S. Route 48
Oreana, IL 62554