The First State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank of Rice takes pride in having served its community since 1928.

The main office of FSB is located at 100 N. McKinney in Rice, Texas, with three other offices to serve your banking needs. Other convenient locations can be found in Italy, Waxahachie and Ennis. Italy office is located at 100 W. Main Street, Waxahachie office at 104 Broadhead Rd. and Ennis office at 909 S. Clay Street.

First State Bank’s of Rice mission is to meet the needs of the market it serves by providing community leadership and quality financial services. The First State Bank of Rice financial services includes competitive loan and deposit rates, telephone banking, and internet banking.

100 N. McKinney
Rice, Texas 75155
24 Hour Banking: 1-877-486-9399
Phone: 1-903-326-4121
Fax: 1-903-326-4451