The First National Bank of Waverly, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First National Bank of Waverly offers a variety of business accounts. Business checking accounts require as little as $100.00 deposit at the time the account is opened. Interest bearing checking accounts are also available to sole proprietors and non-profit organizations. These accounts require a minimum daily balance of $1000.00 to earn interest.

The First National Bank offers customers the convenience of 24 hour access to their money at home or when traveling. All transactions are deducted directly from your account and listed in your monthly statement. The FNB debit card is accepted wherever you see the MasterCard logo.

First National Bank offers a variety of loans to meet your individual needs with a quick approval process, no application fee and lower rates for customers using term certificates.

Main Bank & Drive-In
107 North Market Street
Waverly, OH 45690
(740) 947-2136

Hours:
Monday-Thursday 9:00 to 3:00
Friday 9:00 to 6:00

Drive-In:
Monday-Thursday 8:30 to 4:30
Friday 8:30 to 6:00
Saturday 9:00 to 12:00