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The First National Bank of Mercersburg, Financial Information

About The First National Bank of Mercersburg

 Address:
12 South Main Street
Mercersburg, PA
Franklin County, Pennsylvania
 Established:
Jan 1909
 Number of domestic offices:
6
Total assets$172M
Net income$1M
Net income, quarterly$0M
Total deposits$152M
Domestic deposits$152M
Equity capital$18M
ROA0.62%
ROAQ, quarterly0.98%
ROA, pretax0.98%
ROAQ, quarterly, pretax0.71%
ROE6.34%
ROEQ, quarterly9.59%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The organizational meeting of the Board of Directors of The First National Bank of Mercersburg convened on November 4, 1908. It was decided to purchase the property on the east side of South Main Street next to the residence of Dr. and Mrs. J. M. Kuhn. This property was only 19 ½ feet wide and 40 feet deep and cost $2,000.00. Dr. and Mrs. Kuhn's parlor was rented as a temporary banking room until the bank could be built.

Through the years, asset growth has been steady since the initial investment. With six community offices throughout Franklin County, The First National Bank of Mercersburg serves a growing customer base. The bank remains dedicated to providing exceptional customer service with hometown values.

Main Street Office
12 South Main Street
Mercersburg, PA 17236
Telephone: 717-328-3121

Historical Data