The Fayette County National Bank of Fayetteville, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Fayette County National Bank offers a wide variety of Products and Services to meet your needs. A Hi-Fi deposit account may be right for you if you have a larger sum of money and want to earn a higher rate of interest, but would need minimal access by check.

Whether you are saving for a college education for your kids, down payment on a new home, retirement, or just for a rainy day, Fayette County National Bank has longer-term savings options that will be right for you - safe and secure investments that are FDIC insured.

For customers who want a higher investment rate for a fixed term, Certificates of Deposit (CDs) are one of the safest investments around today. Terms range from 90 days to 4 years at a variety of competitive interest rates. A penalty may be imposed for withdrawal before maturity.

ayette County National Bank can help you with all of your lending needs. Whether you are thinking of buying a new home, remodeling or refinancing your current home, buying a new or used car, dreaming of a boat or RV for summer fun, or financing a college education, Fayette County National Bank have a variety of loan products to meet your needs.