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The Ephrata National Bank, Financial Information

About The Ephrata National Bank

 Address:
31 East Main Street
Ephrata, PA
Lancaster County, Pennsylvania
 Established:
Mar 1881
 Number of domestic offices:
17
Total assets$1,461M
Net income$13M
Net income, quarterly$3M
Total deposits$1,261M
Domestic deposits$1,261M
Equity capital$141M
ROA0.98%
ROAQ, quarterly1.01%
ROA, pretax1.01%
ROAQ, quarterly, pretax1.2%
ROE10.22%
ROEQ, quarterly10.52%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Ephrata National Bank has served Lancaster County and beyond for over 130 years. Ephrata National Bank is the sole subsidiary of ENB Financial Corp, a bank holding company established in 2007.

The Ephrata National Bank has a 5-Star Rating with BauerFinancial, Inc. BauerFinancial is the nation’s leading independent bank rating and research company. Each quarter, BauerFinancial evaluates banks’ performance to determine their safety and soundness. For 22 consecutive years, ENB has been recognized as a 5-star bank.

Main Office
31 E Main Street, Ephrata, PA 17522
Monday — Thursday 8:00 AM to 3:00 PM
Friday 8:00 AM to 6:00 PM
Saturday 8:00 AM to 12:00 PM

Historical Data