The Corner Stone Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Corner Stone Bank prides itself in maintaining its one of a kind customer service for over one hundred years. At The Corner Stone Bank, the staff believes in getting to know their customers and building long lasting relationships with them. In many instances, The Corner Stone Bank has been the financial institution for several generations of families. The Bank also makes it a top priority to stay community minded. The Corner Stone Bank not only supports the local communities, but many of the vast communities in Missouri, Oklahoma and Arkansas that are home to its customers.

The Corner Stone Bank is confident of the excellent future it has in the business area, and it is banks commitment to offer courteous and sound banking practice to its customers. It is important that The Corner Stone Bank establish reputation by serving this community with a dedicated and professional staff.