The Citizens-Farmers Bank of Cole Camp, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today. The building corner stone holds a construction date of 1898. Since its 1929 charter date, The Citizens-Farmers Bank has been locally owned and managed.

The capital structure of the Bank has grown from the charter minimums to 9 million in assets in 1976 to $80,000,000 in assets in 2007. The bank has grown over the years by providing financial services to Cole Camp and the surrounding areas. The bank has loaned and serviced $60,000.000.00 in loans to area residents, which are funded almost entirely by local deposits.

Cole Camp Main Bank
121 E. Main
Cole Camp, MO 65325
(660) 668-4416
(660) 668-4415 fax

Cole Camp Drive Thru
102 W. Grother
Cole Camp, MO 65325
(660) 668-4416

Stover Banking Center
606 W. Fourth St.
Stover, MO 65078
(573) 377-4272
(573) 377-2605 fax