The Citizens Bank, Financial Information

About The Citizens Bank

 Address:
114 West Main Street
Morehead, KY
Rowan County, Kentucky
 Established:
Sep 1928
 Number of domestic offices:
5
Total assets$195M
Net income$1M
Net income, quarterly$0M
Total deposits$147M
Domestic deposits$147M
Equity capital$14M
ROA0.36%
ROAQ, quarterly0.27%
ROA, pretax0.27%
ROAQ, quarterly, pretax0.27%
ROE4.44%
ROEQ, quarterly3.58%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.

In 1991 The Citizens Bank expanded its Main Street office building. The Alpha M. Hutchinson Banking Center opened in the heart of Morgan County, West Liberty, Kentucky in 2002. In 2003, The Citizens Bank entered a new market with the opening of its Farmers Banking Center in Bath County, Owingsville, Kentucky.

Morehead
114 West Main St
PO Box 1026
Morehead, KY 40351
606-780-0000
1-800-780-4808
Fax 606-784-4616

Carroll Browning Daugherty Branch
216 Kroger Shopping Center
Morehead, KY 40351
606-783-1596
1-800-780-4808
Fax 606-784-8638

West Liberty
335 Prestonsburg St
West Liberty, KY 41472
606-743-1501
1-800-780-4808
Fax 606-743-1527

Owingsville
22 E Main St
Owingsville, KY 40360
606-674-6331
1-800-780-4808
Fax 606-674-2715

Sharpsburg
648 Main Street
Sharpsburg, KY 40374
606-247-2721
1-800-780-4808
Fax 606-247-3514