The Citizens Bank Company, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Citizens Bank Company offers a variety of loan products: Mortgage Loans, Installment Loans, Home Equity Loans, Business Loans, Personal Loans. The Citizens Bank Company offers a variety of CD's with flexible rates and maturities. The Citizens Bank Company offers a variety of deposit accounts.

Barlow Office
8515 State Route 339
PO Box 57
Vincent, OH 45784
Phone: (740) 678-2378
Fax: (740) 678-2377

Bartlett Office
2301 State Route 550
PO Box 57
Cutler, OH 45724
Phone: (740) 551-2271
Fax: (740) 551-2321

Beverly Office
501 Fifth Street
PO Box 128
Beverly, OH 45715
Phone: (740) 984-2381
Toll Free: (800) 589-7731

Little Hocking Office
315 Orchard Drive
PO Box 203
Little Hocking, OH 45742
Phone: (740) 989-2103
Fax: (740) 989-2104

Marietta Office
110 Second Street
Marietta, OH 45750
Phone: (740) 373-3600
Fax: (740) 373-1631