The Bank of Forest, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Bank of Forest, organized in 1900, is a locally owned bank in Forest, Mississippi. The bank offers products and services, designed to meet the needs of everyone from the first time account holder to the most experienced corporate customer.

Bank of Forest's asset base now exceeds $140 million and total capital is now in excess of $20 million. In 2007, the bank expanded its market into Rankin County with the opening of the full service office in Flowood. This expanded central Mississippi presence affords bank a path of continued growth and success. The bank's performance has been recognized by numerous bank rating companies which place Bank of Forest near the top of its peer group.

The Bank of Forest strives to provide the level of service customers deserve by offering the financial products and services they need with the integrity and soundness they are looking for in a financial institution.

Main Office
211 West Third Street
Forest, Mississippi
Phone: 601.469.3663
24 Hour Telephone Banking: 601.469.2330

Rankin County Office
1698 Old Fannin Road
Flowood, MS 39232
Phone: 601.992.7119
24 Hour Telephone Banking: 601.992.7242