Stearns Bank, Financial Information

About Stearns Bank

 Address:
4191 Second Street South
Saint Cloud, MN
Stearns County, Minnesota
 Established:
May 1912
 Number of domestic offices:
8
Total assets$2,172M
Net income$39M
Net income, quarterly$18M
Total deposits$1,635M
Domestic deposits$1,635M
Equity capital$471M
ROA1.75%
ROAQ, quarterly3.23%
ROA, pretax3.23%
ROAQ, quarterly, pretax3.89%
ROE8.58%
ROEQ, quarterly15.16%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Stearns Bank is a strong community bank focused on meeting your personal financial needs. Stearns Bank offers customized business banking solutions designed to meet the financial needs of your business. Stearns Bank provides fast, flexible financing for projects of all types and sizes nationwide.

Stearns Financial Services Inc. (SFSI) is a well capitalized, independent financial holding company based in Saint Cloud, Minnesota. Founded in 1912, CEO Norm Skalicky has led SFSI since 1964. Stearns Bank continues to extend the foundation of excellence with bank locations in Minnesota, Arizona, Florida, and Georgia.

Stearns has an established history of delivering quality financial products and services, outstanding customer service, and the ability to deliver local decisions with customized finance solutions.

Scottsdale
9225 E. Shea Blvd. - Scottsdale, AZ 85260
(480) 314-4200

Sarasota
22 S. Links Ave., Ste 100 - Sarasota, FL 34236
(941) 929-9000

Venice
201 Center Rd. - Venice, FL 34285
(941) 497-6660

St. Petersburg
7555 Dr. MLK Jr. St. N. - St. Petersburg, FL 33702
(727) 521-1000

Rock Spring
122 Hwy 95 - Rock Spring, GA 30739
(706) 764-3000

Dalton
1581 E. Walnut Ave. - Dalton, GA 30721
(706) 259-1200

Jasper
100 Mark Whitfield St. - Jasper, GA 30143
(706) 253-7070
v Jasper Inside Ingles
1449 W. Church St. - Jasper, GA 30143
(706) 253-7130

St. Cloud
4191 2nd St. S. - St. Cloud, MN 56301
(320) 253-6607

Albany
140 5th St. - Albany, MN 56307
(320) 845-2151

Pine City
600 Hillside Ave. SW - Pine City, MN 55063
(320) 629-6713

North Branch
38877 10th Ave. - North Branch, MN 55056
(651) 277-2265

Holdingford Affiliate
580 Main St. - Holdingford, MN 56340
(320) 746-2261

Upsala Affiliate
105 S. Main St. - Upsala, MN 56384
(320) 573-2111

Equipment Finance Division
500 13th St. - Albany, MN 56307
(800) 247-1922