State Nebraska Bank & Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

In 1881, Henry Ley, Sr. and his family moved from, Jordan, Minnesota to Wayne, Nebraska. In 1892, Henry applied for a bank charter. The charter was approved for The State Bank of Wayne. The bank opened for business on the southwest corner of Second and Main Streets and operated at the same location until January 2, 1986, when the bank building was completely destroyed by fire.

Although the fire had a devastation effect on the physical premises of the bank, the event created a strong employee and community bond. The morning after the 1:00 am fire found business “almost as usual” at the drive-in facility which was constructed in 1974. In November of 2006 the bank moved back into a facility at the Second and Main location, designed by architect Roy Ley, great-great-grandson of Henry Ley, Sr.

In 2010, Matthew Ley, the great-great-grandson of Henry Ley, joined the bank as its CEO, making it a fifth-generation bank.

Tel: 402-375-1130
Fax: 402-375-1822