Somerville Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Somerville National Bank was established in 1910 the Bank remained a small institution for many years providing local service in Southwestern Ohio. Until 1989, Somerville National Bank was the smallest nationally chartered bank in the United States. From 1990 until present, the bank has grown to six full service branches in Ohio. In April 2010, the Bank celebrated its 100th anniversary.

The Somerville National Bank offers very competitive auto and consumer loans. The Somerville National Bank offers conventional mortgage loans with low competitive rates with flexible terms and low closing costs.

Main Office
197 South Main Street
P.O. Box 138
Somerville, Ohio 45064
(513) 726-6471
(513) 726-6472 (fax)

Hours:
Mon-Wed: 9:00am - 4:00pm
Thu: 9:00am - 12:00pm
Fri: 9:00am - 6:00pm
Sat: 9:00am - 12:00pm