Shelby County State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Shelby County State Bank, the oldest bank in Shelby County, opened its doors May 11, 1895 for the purpose of offering banking products and services to all of Shelby County. The Bank, when formed, started with a capital stock of $50,000 and has since grown to over $175,000,000 in assets. Since its inception, Shelby County State Bank has led the way in offering financial products and services to Shelbyville and the surrounding communities.

In August of 2006 the outdated Windsor facility was replaced with a brand new building at 1009 Maine. This facility offers the newest technology and customer friendly accessibility. To offer more convenient service to its existing customers and hoping to attract new customers in the Northwestern part of Shelby County, a new branch was opened in Moweaqua in July 2008.

Shelby County State Bank offers Checking, Savings, Personal Lending, Business Banking, Agricutural Loans, Farm Management.

Shelbyville & West Main
130 South Morgan
Shelbyville, IL 62565
Phone: 217-774-3911

Findlay
207 E. Division
Findlay, IL 62534

Windsor
1009 Maine Street
Windsor, IL 61957

Strasburg
Commercial & Chestnut
Strasburg, IL 62465

Moweagua
920 East Main
Moweaqua, IL 62550