Peoples Savings Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Peoples Savings Bank's vision is to be a well respected bank with an emphasis in agriculture serving the needs of community and surrounding area. The bank remains an efficient, profitable, community oriented, independent bank in an ever-changing world.

The bank offers Tiered Savings, Super N.O.W., and Christmas Club savings accounts as well as a tiered The Freedom Account account with minimum balances from $5. The bank also offer Crackin The Books savings accounts for children whose parent or guardian have an active checking account with Peoples Savings.

With a wide variety of loan products, the bank can service all of your borrowing needs. From ag production, equipment and real estate to consumer auto and home loans, banks loan officers are eager to help.

328 Main St.
P.O. Box 357
Elma, Iowa 5062

641-393-2301
641-393-2556
1-800-568-4210