Peoples Community Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Peoples Community Bank was founded in 1913, and is steeped in the rich history of the Northern Neck and Ferry Farm area.

Now with 5 branch locations, Peoples Community Bank serves customers from the Northern Neck to the Route 3 corridor - from Montross to Ferry Farm in Fredericksburg.

Peoples Community Bank is conservative in its management and prides itself on personal service, integrity and the financial well-being of its customers. The bank offers free on-line banking with bill-pay, giving you secure access to your accounts 24/7, 365 days a year. Real-time ATMS also give you around-the clock access to your funds.

Montross
15960 Kings Highway (P.O. Box 306)
Montross, VA 22520
Phone: (804) 493-8031
Fax: (804) 493-9479

Warsaw
4593 Richmond Road (P.O. Box 847)
Warsaw, VA 22572
Phone: (804) 333-3500
Fax: (804) 333-3651

Fredericksburg
175 Kings Highway
Fredericksburg, VA 22405
Phone: (540) 371-6889
Fax: (540) 371-6827

King George
8065 Kings Highway (P.O. Box 1567)
King George, VA 22485
Phone: (540) 775-2914
Fax: (540) 775-4841

Dahlgren
5082 James Madison Parkway
Dahlgren (King George), VA 22485
Phone: (540) 644-9706
Fax: (540) 644-9606