Peoples Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Peoples Bank bank was formed on August 28, 1890. Peoples Bank occupied the "Bank" building on Main Street in Clifton from 1904 to 1966. In 1966, the bank moved across the street to the existing bank building on Main Street. In 1979, the bank established a full-service branch office in Waynesboro on Highway 64 East. And in October 2006 the bank added a full-service branch in Hohenwald.

Peoples Bank will remain profitable through its second century by delivering that same high quality service customers expect.

Peoples Bank Clifton: 931-676-3311 Toll Free: 877-656-3311 Waynesboro: 931-722-3608 Hohenwald: 931-796-3777