Nebraska State Bank, Financial Information

About Nebraska State Bank

 Address:
218 Main Street
Oshkosh, NE
Garden County, Nebraska
 Established:
Jun 1921
 Number of domestic offices:
1
Agriculture bank
Total assets$61M
Net income$2M
Net income, quarterly$0M
Total deposits$51M
Domestic deposits$51M
Equity capital$10M
ROA3.27%
ROAQ, quarterly1.9%
ROA, pretax1.9%
ROAQ, quarterly, pretax1.93%
ROE20.15%
ROEQ, quarterly11.81%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Nebraska State Bank was chartered by the State Department of Banking in 1921. Throughout the years, the bank has seen gradual growth and has been a competitive Nebraska institution. As banking changed into the 1990's, so did the direction of the bank. Management decided to find an area that would be of benefit to the bank and to the bank's customer base.

With the movement of the Farm Services Agency away from direct lending and into providing government guarantees to local banks, it was obvious that Farm Service Agency was no longer the "Lender of Last Resort" with the guaranty program. This allowed commercial banks to extend their current lending policies to better conform with the needs of the customer base. Today's bank can meet the financial needs of the farm customer much easier than in the past. Whether for purchase of refinance, Nebraska State Bank is the leader in the Midwest.

Nebraska State Bank
P.O. Box 260
Oshkosh, NE 69154
Phone: (308) 772-3234
Fax: (308) 772-4088
Toll Free: 1-800-733-122