Midwest Regional Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Midwest Regional Bank has a longstanding tradition of providing outstanding customer service to customers and having a strong commitment to the communities it serves.

Midwest Regional Bancorp, Inc. was established in 2006 by a group of investors who believe the recent level of merger and acquisition activity in the financial services industry has created a void in the marketplace. More specifically, the initial investor group believes that there is still a significant customer segment that values the personalized level of service provided by a community bank.

The banks goal is to provide high quality traditional community banking services in communities that value the typical offerings provided by community banks.

In 2007, Midwest Regional Bancorp, Inc. began operation as a bank holding company as it completed the acquisition of The Bank of Otterville, founded in 1894 in Otterville, Missouri.

In 2009, Midwest Regional Bancorp, Inc. began its process of its preferred stock offering, expected to provide a substantial return for investors and provide capital funds necessary to expand the banking operations to the Festus market.

Midwest Regional Bank – Festus
363 Festus Centre Drive
Festus, MO 63028
(636) 937-5351