Mercantile Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Mercantile Bank was founded in Quincy, Illinois in 1906. Today, Mercantile continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses and organizations in and around the communities it serves.

Mercantile Bank offers a full line of FDIC-insured deposit services including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts, as well as a complete line of lending services: consumer loans, credit cards, mortgage loans, home equity lines of credit, and commercial and agricultural loans and lines of credit. Additional services include asset management services: trusts, estate planning, and investment services.

Mercantile Bank is subsidiary of United Community Bancorp, Inc., along with United Community Bank, Marine Bank & Trust, and Brown County State Bank.

Mercantile Bank
200 North 33rd Street
PO Box 3455
Quincy, IL 62305-3455
Local: (217) 223-7300
Toll Free: (800) 405-6372
Fax: (217) 223-1980