LIBERTY BANK, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Farmers Bank of Liberty is a home-owned and operated independent community bank with locations in Liberty and Barry, Illinois. On June 23, 1903, The Farmers State Bank of Liberty was granted a charter to operate as a state bank.

In April of 1995, ground was broken for the Barry Community Banking Center, and it opened for business on August 2nd, bringing modern banking conveniences to Barry for the first time.

From its humble beginnings in 1903 with $25,000.00 in capital stock and meager footings, to its current size of $85 million (1st Quarter of 2014) in assets, the bank has experienced its most rapid growth in the last few years.

The Farmers Bank of Liberty
1002 North Main Street
P O Box 196
Liberty, IL 62347-0196
(217) 645-3434
(217) 645-3606 FAX

The Farmers Bank of Liberty Payson Location
Payson Community Banking Center
402 West State Street
P O Box 115
Payson, IL 62360-0115
(217) 656-3400
(217) 656-3900 FAX

Barry Community Banking Center
1001 Highway 106
P O Box 132
Barry, IL 62312-0132
(217) 335-2321
(217) 335-7050 FAX

Quincy Community Banking Center
4134 Broadway St.
Quincy, IL 62305-2807
(217)214-3400
(217)214-3900 FAX