Lena State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

As Stephenson County's oldest financial institution, the Lena State Bank has a proud tradition of providing friendly, personalized service and convenient, full-service banking. Lena State Bank offers an array of traditional banking services such as checking, savings, certificates of deposit, loan and individual retirement accounts plus, customer conveniences like 24-hour telephone banking and area network of surcharge-free automated teller machines. Banks staff also includes a team of experienced mortgage, consumer, commercial and agricultural lenders who can offer you competitive interest rates, local loan decisions and on-site loan servicing.

Lena State Bank
915 S Logan Street
P. O. Box 456
Lena, IL 61048-0456
815-369-4901 or Toll Free 866-369-4901
Fax 815-369-4377
Telebank 800-996-2265