Legence Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Capital First Corporation, a wholly owned subsidiary of Legence Bank, was established in 1986 as a full-service residential mortgage lender later focusing its attention to farm mortgage lending. American Farm Mortgage Company of Louisville, KY, was purchased in 1990, and became a wholly owned subsidiary of Legence Bank.

Legence Bank's presence in Evansville, IN, began in December 2005 with the establishment of the North Park Branch at 1010 West Buena Vista Road. Legence Bank then established a second branch in Indiana with the opening of the Cross Pointe Branch on April 10, 2008 at 7325 East Virginia Street.

Legence Bank was pleased to acquire and open two additional Southern Illinois locations on February 25, 2013. The new Shawneetown branch is located at 301 North Lincoln Boulevard W in Shawneetown, Illinois. The new Vienna branch is located at 301 Vine Street in Vienna, Illinois.

With over a century of history and a legacy of caring, personal service, Legence Bank is forging ahead into the future, continuing its strategic goal of providing the communities it serves with a premier financial institution and state of the art technology and conveniences, while remaining independently owned and committed to it's customers.

Main BankSee
946 Fourth St. PO Box 569
Eldorado, IL 62930
Phone: (618) 273-2271
Fax: (618) 273-2508
Toll Free: (800) 360-8044

Eldorado Branch
1108 Route 45
Eldorado, IL 62930
Phone: (618) 273-9307
Fax: (618) 273-7305
Toll Free: (800) 360-8044

Equality Branch
142 W. Lane St.
Equality, IL 62934
Phone: (618) 276-4263
Fax: (618) 276-4266

Galatia BranchSee
100 East Main St.
Galatia, IL 62935
Phone: (618) 268-4191
Fax: (618) 268-4053

Harrisburg BranchSee
502 N. Commercial St.
Harrisburg, IL 62946
Phone: (618) 253-5555
Fax: (618) 252-4915

Cross Pointe BranchSee
7325 East Virginia St.
Evansville, IN 47715
Phone: (812) 402-8989
Toll Free: (866) 200-6594
Fax: (812) 402-8721

Shawneetown BranchSee
301 N Lincoln Blvd. W
Shawneetown, IL 62984
Phone: 618-269-4180

Vienna BranchSee
301 W Vine St
Vienna , IL 62995
Phone: 618-658-3240