Highland State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Highland State Bank offers traditional passbook savings, certificates of deposit, Christmas Club accounts, money market investment accounts and individual retirement accounts (including Traditional, SEP and ROTH). U.S. Savings Bonds are available for purchase.

A full line of loan products are available including personal, auto, business, agricultural loans and credit cards. For mortgage loans, Highland State Bank offers you a choice of a traditional in-house mortgage or a longer-term fixed rate mortgage.

Highland State Bank
541 Main Street
PO Box 286
Highland, WI 53543
608-929-4515
608-929-4616 fax
Toll free 877-929-4515

Hours
Mon., Tues., Wed. 8:30 a.m. to 4:00 p.m.
Thursday 8:30 a.m. to 5:00 p.m.
Friday 8:30 a.m. to 6:00 p.m.
Saturday (Lobby Only) 8:30 a.m. to 11:00 a.m.