Heartland Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Heartland Bank was founded in 1988. Heartland Bank continues to focus on you and your banking needs. In this age of electronics, the Internet and increasingly fast-paced activity, clients find little time to accumulate the necessary information to make business and financial decisions.

A recognized professional in commercial small business industry, Heartland Bank continues to expand the services it provides to small business clients through the utilization of technology and personal service. Heartland Bank is committed to expanding its presence as a recognized professional in small business banking.

Heartland Bank has established a tradition of service to local communities. Heartland attracts clients who share the belief that the Bank is an integral part of community growth and prosperity. Heartland Bank offers a complete line of deposit and loan products to fit your needs. The benefits of being a business customer extend well beyond banking services. Heartland Bank’s business services offer deposit services with financial flexibility, loans to help your business grow, automated services, and group banking.

Capitol Square
65 East State Street
Columbus, OH 43215
(614) 416-0244
(614) 416-0249
Mon - Fri: 8 am - 5 pm
Sat: Closed