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Headwaters State Bank, Financial Information

About Headwaters State Bank

 Address:
4175 County Highway B
Land O' Lakes, WI
Vilas County, Wisconsin
 Established:
Sep 1921
 Number of domestic offices:
2
Total assets$78M
Net income$1M
Net income, quarterly$0M
Total deposits$67M
Domestic deposits$67M
Equity capital$11M
ROA0.95%
ROAQ, quarterly0.94%
ROA, pretax0.94%
ROAQ, quarterly, pretax0.94%
ROE6.37%
ROEQ, quarterly6.67%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Headwaters State Bank was originally located in Phelps, Wisconsin under the name Phelps State Bank. In 1955 permission was granted by the Wisconsin State Banking Commission to move the charter to Land O' Lakes, Wisconsin and change the name to Headwaters State Bank.

In September 1981 Headwaters moved to its current location of 4175 County Road B. A branch office was opened in Presque Isle, Wisconsin in July of 1996.

As an independent bank Headwaters State strives to provide quality products and services. Since its opening, the Bank has played an integral part in enhancing the lives of its customers and contributing greatly to the growth of the community.

Headwaters State Bank
4175 County Road B
PO Box 149
Land O' Lakes, WI 54540
(715) 547-3383
(715) 547-3940 - Fax

Lobby Hours
Monday - Thursday: 9:00 AM - 3:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: 9:00 AM - Noon

Drive-up Hours
Monday - Thursday: 8:00 AM - 3:00 PM
Friday: 8:00 AM - 6:00 PM
Saturday: 8:30 AM - Noon

Historical Data