Hancock Whitney Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Since opening on October 9, 1899, amid a national recession and with $10,000 in capital and $8,277.41 in first-day deposits, Hancock bank has accepted a resolute, heartfelt responsibility to help people achieve their financial goals and dreams and to facilitate commerce and opportunities for people.

Today, with approximately $20 billion in assets, Hancock Holding Company (Nasdaq: HBHC) is the parent company of Hancock Bank and Whitney Bank, two century-old institutions founded on core ideals of Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork, and Personal Responsibility. One of Forbes’ “100 Most Trustworthy Companies” for two years in a row, Hancock Holding Company operates hundreds of banking offices and ATMs of Hancock Bank and Whitney Bank across a Gulf South corridor spanning South Mississippi; southern Alabama; south central Louisiana; the northern, central, and Panhandle regions of Florida; and metropolitan Houston, Texas.

The Hancock Holding Company financial services family also includes Hancock Investment Services, Inc.; Hancock Insurance Agency and Whitney Insurance Agency, Inc.; corporate trust offices in Gulfport and Jackson, Mississippi, New Orleans and Baton Rouge, Louisiana, and Orlando, Florida; and Harrison Finance Company.

Hancock Holding Company
One Hancock Plaza
2510 14th Street
Gulfport, MS 39501-1947
(228) 868-4000