German-American State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Since 1907, German-American State Bank have been a locally owned and managed community bank, in Northern Illinois, with an unparalleled commitment to providing customers the utmost in personalized service.

The bank is dedicated to providing safe and sound credit products, innovative deposit and investment services and current technology platforms. German-American State Bank is actively involved with local schools, villages, townships, fire and ambulance districts, churches and service clubs.

At German American State Bank, our mission is to provide exceptional financial solutions for customers by providing the highest quality financial products, delivered with the utmost in personalized service.

German Valley
Address: 100 Church Street PO Box 89 German Valley, IL 61039
Phone: 815-362-2310
Fax: 815-362-2215

Seward
Address: 3034 S. Pecatonica Rd. PO Box 66 Seward, IL 61077
Phone: 815-247-8435
Fax: 815-247-8843

Pecatonica
Address:1305 Main Street, PO Box 360 Pecatonica, IL 61063
Phone: 815-239-1700
Fax: 815-239-2591

Winnebago
Address: 809 Cannell-Puri Court PO Box 244, Winnebago, IL 61088
Phone: 815-335-1900
Fax: 815-335-3340