FNB Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

April 2, 2000 the First National Bank merged with The Kirk State Bank of Kirk, CO. The Kirk State Bank was chartered on January 9, 1917. The original bank was on the south end of town. The bank remained at its original location until 1968 when a new modern bank was built northeast of its original location. The new structure had approximately 1,800 square feet of floor space, which was almost twice the size of the original bank. Ownership of the bank again changed hands in 1969, when it was purchased by Leland E. House from Donald Shuck. The merger increased the assets of the bank to $285 million and established a charter in Colorado.

In June of 2001 First National Bank purchased the Colby and Oberlin branches of Commerical Federal. First National Bank acquired the Oberlin building and moved the Colby accounts to existing Colby location. This merger expanded the bank to 7 different locations and added 29.5 million in deposits, increasing First National Bank's assets to over 300 million. The latest merger was with the Security State Bank located in Bird City, Kansas. The Security State Bank was proudly established on November 1, 1929.

First National purchased The Security State Bank on March 22, 2002 with $16 million in assets. The merger increased First National Bank’s assets to $346 million. On April 1, 2005, First National Bank ventured out to the front range of Colorado and opened a new branch in Bennett, CO under the name of Colorado First National Bank.

First National Bank - Goodland, KS
202 East 11th
PO Box 570
Goodland, KS 67735
Phone 785-890-2000
Fax 785-890-2800

First National Bank - St. Francis, KS
201 W. Washington
PO Box 645
St. Francis, KS 67756
Phone 785-332-2145
Fax 785-332-3982

First National Bank - Oberlin, KS
101 N. Penn
Oberlin, KS 67749
Phone 785-475-2000
Fax 785-475-3627

Colorado First National Bank - Bennett, CO
1190 South 1st Street
PO Box 1089
Bennett, CO 80102
Phone 303-644-5100
Fax 303-644-5105

First National Bank - Kirk, CO
2988 County Road M
PO Box 85
Kirk, CO 80824
Phone: 970-362-4211
Fax: 970-362-4213