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FNB Bank, Financial Information

About FNB Bank

 Address:
105 North High Street
Romney, WV
Hampshire County, West Virginia
 Established:
Jun 1910
 Number of domestic offices:
5
Total assets$238M
Net income$1M
Net income, quarterly$1M
Total deposits$187M
Domestic deposits$187M
Equity capital$22M
ROA0.42%
ROAQ, quarterly1.46%
ROA, pretax1.46%
ROAQ, quarterly, pretax1.87%
ROE4.38%
ROEQ, quarterly15.75%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Over the past 100 years FNB Bank has continued the beliefs held by our founding shareholders and Directors that community is the key to building a strong financial institution. FNB Bank, formerly First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney. From an original capitalization of $50,000, FNB has grown to become a $155.4 million financial institution, with $16.2 million in capital.

The Bank outgrew its facilities and moved to the corner of Rosemary Lane and Marsham Street in 1966. Since that time, the Main Office has been renovated and its main entrance now faces N. High Street. FNB also has three full-service branch locations. In 2011, FNB placed an ATM in Hampshire Memorial to serve employees, patients, and visitors.

105 North High Street
P. O. Box 1037
Romney, WV 26757

Phone:
(304) 822-8700
(800) 482-8110

Historical Data