First State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank is a locally owned and managed bank in the River Valley. The bank has been serving the people of the Arkansas River Valley since 1934. The bank is committed to the providing the best financial products and services to the communities it serves.

The bank has two other financial service providers located in the bank's main office at 3103 East Main; Community First Trust Company, a full service trust provider and IPI- Investment Professional Inc., a full service brokerage firm.

Community First Trust Company is the only independent trust company in the River Valley. Some of the services they offer are wealth management, estate planning, asset management, retirement planning and business succession.

Investment Professional Inc. (IPI) is a full service brokerage office offering Stocks and Bonds, Annuities, Retirement Planning, Self-Directed IRAs & ROTH IRAs and many other financial products. Steve Mallett, an experienced financial consultant with IPI Inc. will be glad to set-up a complimentary Financial Consultation.

Main Office
3103 East Main St
Russellville, AR 72802

Russellville University Office
2002 North Arkansas
Russellville, AR 72801

Russellville West Office
3005 West Main
Russellville, AR 72801

Russellville Downtown Office
501 West Main
Russellville, Arkansas 72801

Ola Office
Hwy 10 West
Ola, Arkansas 72853