First State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank was chartered August 13, 1912 and has operated from the corner of East and First Streets in Lynnville, Iowa since 1980. First State offers the services of a modern financial institution while maintaining the "small town" features of a locally-owned community bank. The bank has operated continuously since its inception.

The main office of First State Bank is located at 413 East St, Lynnville, IA 50153. First State currently has fifteen full time employees and has approximately $105 million in assets.

First State Bank's mission is to remain a strong and viable financial institution as a result of serving the financial needs of its customers in a professional manner. The banks financial services include competitive loan and deposit rates, telephone banking and internet banking.

First State Bank
P. O. Box 187
413 East Street
Lynnville, IA 50153 USA

Telephone: 641-527-2535
Toll Free: 888-527-2534
Fax: 641-527-2534
24 Hour Dial A Bank: 641-527-2265

Mon. - Thurs. 8:00 a.m. - 4:00 p.m.
Friday 8:00 a.m. - 5:00 p.m.
Saturday 8:00 a.m. - 11:00 a.m.