First State Bank of Texas, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank first opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Past stockholders include John Nance Garner, former Vice President of The United States.

Over the past 90 years the bank has exhibited the strength to endure The Great Depression, numerous recessions, floods, oil busts, and real estate downturns - never once closing its doors to its customers. First State Bank takes pride in serving its community yesterday, today, and tomorrow.

First State Bank takes pride in its rich agricultural heritage and continues to serve the farmers and ranchers of its area. Whether you need equipment, livestock, property improvements, or working capital, the bank can help.

Main Office
422 Dibrell Ave.
Three Rivers, TX 78071
Main Phone: 361-786-2525
Fax Number: 361-786-4760
Routing Number: 114916705

Austin Loan Production Office
901 South Mopac Expressway
Barton Oaks Plaza One, Suite 300
Austin, TX 78746
Main Phone: 512-306-0207
Fax Number: 888-689-4766