First Community Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First Community Bank is a comprehensive banking and financial services company with 67 financial centers located in West Virginia, Virginia, North Carolina,Tennessee and South Carolina (as People’s Community Bank). Throughout 138-year history, the bank have been known for its steady, fundamental approach to banking and finance that focuses on balanced, long-term growth.

First Community Bank's parent holding company is First Community Bancshares, Inc. (NASDAQ: FCBC), headquartered in Bluefield, Virginia. First Community Bank, offers wealth management services through its Trust & Financial Services Division and First Community Wealth Management, a registered investment advisory firm, which offers wealth management and investment advice. First Community Bank, is also the parent company of GreenPoint Insurance Group, Inc., a full-service insurance agency headquartered in High Point, North Carolina.

First Community Bank
PO Box 984
Bluefield, VA 24605
(800) 971- 4671