Farmers State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Farmers State Bank is a locally owned bank and actively involved in the communities it serves. Farmers State Bank offers Checking, Savings/Money Market, Personal Loans, Mortgage Loans, Certificates of Deposit, Individual Retirement Accounts, Credit Cards.

Farmers State Bank is experienced and eager to help you succeed, the bank offers Operating lines of credit, Machinery and equipment, Livestock, Real estate.

Main Office
501 East State Street
Algona, IA 50511

Phone: 515-295-7221
Fax: 515-295-3698

Lobby Hours:
Monday thru Thursday - 8:30 a.m. to 4:30 p.m.
Friday - 8:30 a.m. to 5:00 p.m.
Saturday - 8:30 a.m. to 12:00 - noon

Drive-up Hours:
Monday thru Friday - 8:30 a.m. to 5:30 p.m.
Saturday - 8:30 a.m. to 12:00 to noon