Exchange State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Exchange State Bank (ESB) is an locally owned and locally managed bank with offices in Hills, Ellsworth & Luverne Minnesota. ESB has been in existence since 1908 and it offers a wide variety of convenient products and services to it's Customers including ATM's, Telephone Banking, Debit Cards and of course Online Banking.

Exchange State Bank offers a number of personal and commercial checking account plans, retirement accounts, certificates of deposit, voice access, and credit card services. Exchange State Bank provides many services for customers. Some of the services provided are: Safe Deposit Box Rentals - Yearly Rentals with reasonable rates. 3 sizes available, ATM available in our entryway 24 hours a day seven days a week. Exchange State Bank is a member of FDIC and an Equal Housing Opportunity Lender.

Hills Office
Office Location
116 County Rd 6
Hills, MN 56138

Office Mailing Address
Exchange State Banking
PO Box 487
Hills, MN 56138

Phone (507) 962-3250
Fax (507) 962-3673