Elgin State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Elgin State Bank is a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Elgin State Bank is a true community bank. You always have access to your money via banks Free online banking, TeleBanking and its extensive ATM network. Elgin State Bank also offers checking accounts, savings accounts, home equity and other loans. Plus, Elgin State Bank is unique in its mortgage services, with Local Mortgage Solution Program.

St. Charles Bank & Trust
411 W. Main Street
St. Charles, IL 60174
(630) 377- 9500
Fax: (630) 377-9501

Elgin State Bank - Main Location
1001 S. Randall Road
Elgin, IL 60123
1-847-888-7950
Fax: 1-847-429-6770

Elgin State Bank - Summit Location
445 Summit St.
Elgin IL 60120
1-847-888-7950
Fax: 1-847-888-6930

Elgin State Bank - McLean Location
590 N. McLean Blvd.
Elgin IL 60123
1-847-888-7950
Fax: 1-847-888-6930

Geneva Bank & Trust
514 W. State St.
Geneva IL 60134
1-630-845-0994
Fax: 1-847-888-6930