Edmonton State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Edmonton State Bank celebrated 115 years of serving the financial needs of customers in Southern Kentucky. Since the bank's inception in 1897, ESB has grown from one branch in Metcalfe County to 13 locations in five Southern Kentucky counties including Metcalfe, Monroe, Barren, Allen and Warren counties. Edmonton State Bank is the 26th largest financial institution headquartered in Kentucky, and it is one of the most sound and secure banks in the commonwealth.

ESB consistently earns the 5-star Superior Safe & Sound rating from Bankrate.com. Also, Edmonton State Bank is an "A" rated bank with Weiss Financial Strength Ratings. ESB is the only community bank serving this region to make Weiss’ "strongest banks" list in state of Kentucky.

Edmonton State Bank offers a complete line of mortgage loans including: Fixed rate home loans, Adjustable rate mortgages (ARMS), Government programs (VA, FHA, KHS, RHS), Construction loans, Home equity loans, Home equity lines of credit. The bank offers Savings Accounts, CDs, IRAs, Money Market services.

Edmonton Main Office (ATM)
118 South Main St
PO Box 57
Edmonton, KY 42129
Phone: 270-432-3231
Fax: 270-432-2739