Cumberland Security Bank, Financial Information

About Cumberland Security Bank

 Address:
107 South Main Street
Somerset, KY
Pulaski County, Kentucky
 Established:
Aug 1909
 Number of domestic offices:
4
Total assets$257M
Net income$7M
Net income, quarterly$2M
Total deposits$205M
Domestic deposits$205M
Equity capital$34M
ROA2.98%
ROAQ, quarterly2.4%
ROA, pretax2.4%
ROAQ, quarterly, pretax2.4%
ROE22.36%
ROEQ, quarterly18.38%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Cumberland Security Bank is are a locally-owned community bank serving Pulaski County and surrounding counties. Cumberland Security Bank offers Personal Checking Accounts, Personal Savings & Investment Accounts, Lending & Mortgages, Mobile Banking.

All Cumberland Security Bank mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. The NMLS Consumer Access is a free service for consumers to confirm that the mortgage company or mortgage professional with whom consumers wish to conduct business is authorized to conduct mortgage business in their state.

Main Office
107 South Main Street
Somerset, KY 42501

Prewitt Branch
377 South Highway 27
Somerset, KY 42501

South Branch
3758 South Highway 27
Somerset, KY 42501

Eubank Branch
15000 North Highway 1247
Eubank, KY 42567